Items Needed for Pre-approval

What you will need to be approved quickly and easily.•    Documentation for all loans•    Pay stubs for the most recent 30 days• Information on any other income you wish to have considered, such as part-time income, rental income, etc.• W-2’s and Tax Returns for the past two years
• Name, address and phone number of landlord for the past 24 months
• Previous two months bank statements (all pages) ie…checking, savings, CD’s, brokerage, mutual funds, etc.• Most recent statements on asset bearing accounts if generated yearly or quarterly (401K, IRA, etc.)•   Copy of social security card and driver’s license•    If you are self employed, receive commission income, or own investment properties•   Previous two years signed tax returns with all schedules attached
• Previous two years corporate/partnership tax returns
• Year-to-date profit and loss statement (self employed only)
• Current leases on investment properties with rental incomeIf applying for a VA Loan•    VA Certificate of Eligibility
• Form DD-214
• For in-service veterans, Statement of Service and recent Leave and Earnings Statement
• Name and address of child care provider (if applicable)If you have been divorced•    Complete signed copy of all divorce decrees
• Proof of receipt of child support payments for the last 12 months•    If you have declared bankruptcy in the last 7 years•    Copy of Petition/Decree, Schedule of Creditors, and copy of Discharge•    If you are relocating with company benefits•   Copy of company’s relocation policy• Letter from employer stating effective date of transfer and new income
• Copy of entire relocation buyout offer (if applicable)Additional items if you are refinancing•    Copy of your survey• Hud-1 Settlement Statement from purchase of the home
• Most recent mortgage statement on your primary loan (and 2nd lien if applicable)

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